Morgan Hill, San Martin and Gilroy real estate and homes for sale in California - Jim and Polly Eagle, REALTORS®

Jim and Polly Eagle, REALTORŽ, real estate agents and broker for Morgan Hill, San Martin and Gilroy California home listings, property and land for sale - NUMBER1EXPERT(tm)

Polly has earned prestigious CRS and GRI professional designations, and San Jose Magazine included Polly in its TOP 5% REALTORS IN SILICON VALLEY!

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Jim and Polly Eagle are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Morgan Hill, San Martin and Gilroy California home buying, real estate listings, and homes for sale in Santa Clara County, CA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Morgan Hill, San Martin and Gilroy real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	What unique type of home is making news as an affordable, environmentally-friendly housing alternative?
A	Straw bale homes may well become the non-toxic, affordable home of choice in the future.
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FEATURED PROPERTY

27 PANORAMIC HILLTOP ACRES!
SECLUDED 27 ACRE HILLTOP ACREAGE OFFERING PANORAMIC VIEWS OF SUNSET AND VALLEY..MINUTES FROM COMMUTE AND EVERY CONVENIENCE! Popular Nordstrom Elementary Attendance Boundary Area!
Location: 2245 Liberata Dr.
Price: $1,299,500
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Teri Fortino, REALTORŽ, real estate agents and broker for Morgan Hill, San Martin and Gilroy California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim & Polly Eagle, GRI, CRS, and Teri Fortino
Coldwell Banker Residential Real Estate
950 Tennant Station
Morgan Hill
CA 95037
Eagle/Fortino Office: 408 778-6499
Toll Free: 888 778-6499
Cell: 408 718-7712
Fax: 408 778-7851
Eagle/Fortino email:: jpeagle@garlic.com
The Eagles are in the top 1% of the 60,000 Coldwell Banker agents nationwide. Both are associated with Coldwell Banker Real Estate, a large international firm and the largest real estate firm in the United States. The Eagles have combined real estate experience of more than 50 years and use every up-to-date tool to assist their customers and clients. Polly is GRI, CRS certified and a Relocation Specialist. Highly equipped to guide you through all of your real estate needs, don't hesitate to call or email them!

www.jpeagle.com is brought to you by Jim and Polly Eagle
NUMBER1EXPERTS™ in real estate for Morgan Hill, San Martin and Gilroy, California

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